Protection Insurance at First Financial Solutions
There is a clear need for the breadwinners of a family to be covered against various ‘catastrophic’ circumstances which could reduce or eliminate the family’s ability to continue in the lifestyle it is accustomed to.
Finding the right Debt and Mortgage Protection / Life Assurance / Income Protection / Redundancy Cover is not easy and even harder is ensuring the benefits end up with the people they were designed to protect and not the tax man.
We can guide you
As Independent and Restricted Financial Advisers we are able to guide you through the whole protection market ensuring you receive the best value contracts available to meet your requirements and discussing the use of trusts to ensure the people you care most for benefit from the proceeds.
Please note that the plan will have no cash value at any time, and will cease at the end of the term. If premiums are not maintained then cover will lapse.
It is not enough to find the latest site offering the ‘cheapest quotes, as your own circumstances would not be considered – you will only be given what you ask for. In the long term, the cheapest insurance plans will prove to be otherwise, as they will not make clear that their premiums are reviewable and can rise later.
As part of our advice process, we take the time to understand your unique needs and circumstances, so that we can provide you with the most suitable protection solutions in the most efficient way
